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It is imperative
that we take advantage of what Allstate has offered,
especially the guarantee issue provision. The enrollment
process can be done online, by phone or by
paper. |
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| We are pleased to
announce our selection of Allstate Workplace Benefits, a
subsidiary of Allstate Insurance Company (A+ Excellent), for
our member companies to offer as a compliment to any medical
plan. We have negotiated favorable underwriting and pricing
that is not available directly to individual companies. For
example, there is GUARANTEE ISSUE for these products
(no health questions). These plans are voluntary with no
cost to you, the employer. Use these plans to attract and
retain employees. |
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Hospital
Indemnity
- Provides cash to insured when
hospitalized.
- Offset medical deductibles.
- Reimburses for certain office
visits.
Both plans cover employee and any
dependent. Both are guarantee issue. Can cover any family member
regardless if they have medical coverage OR if they are
on a different plan than you. Does not coordinate
with any other coverage.
Critical
Illness**
- Pays cash (up to $10K or $20K)
immediately upon diagnosis of heart, cancer, or other
serious/critical illness.
- Covers employee and any
dependent.
- Guarantee issue.
- Can cover any family member
regardless if they have medical coverage OR if they are
on a different plan than you.
- Multiple Lump sum cash payments
are possible within plan design.
**New Lifestrive Wellness Benefit Included
Lifestrive
Wellness Plan (included with Critical Illness Benefit)
This benefit provides a
screening that encompasses over 50 tests to provide a
thorough assessment of the individual’s health. The
screening includes:
- Full lipid, cholesterol, liver
enzyme and kidney panel
- Complete blood count test
- Thyroid panels with TSH
- Testing of electrolytes, minerals
and glucose
- Assigned health coach…and more!
This is an overview of plans
offered. If there is a discrepancy, the plan document will
prevail. |
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